The Bottom Line
Cut back on some excessive spending and get more aggressive in your savings plan.
In Detail
You may be on solid ground right now in terms of money, but it would not hurt you to conserve a little bit more. Cut back on some of your excessive spending and get more aggressive in your savings plan -- and if you don't have a savings plan, you might want to get on that today. Ditch your credit cards for a while -- they make it way too easy to spend way too much! You work too hard for every penny to let even one of them slip out of your fingers without a fight.
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